Alternative Financial Services

Phone  (509) 443-4442

(509) 599-2010 Mobile
Specializing in Hard to Place Loans

Apply For Funding Now

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2014
Investing In Hard Money Loans

Reasons To Consider Investing In Hard Money Loans

Finding a great place to invest your money is a difficult task it can be hard to realize decent returns on your capital while keeping your risks at a minimum. With interest rates at a historic low for a number of years, keeping your money in savings or in a CD with the bank will
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28
2014
Deed of Trust vs Mortgage

Differences Between a Deed of Trust and a Mortgage

One of the alternative ways to obtain real estate financing is the Deed of Trust. This type of financing is particularly useful in cases where the banks have tightened up the lending rules as has happened in recent years.  Other cases include borrowers not wishing to submit to
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2014
State by State SOL

State by State statute of limitations to collect debt

This page contains a listing of The Statute of Limitation on Debt Collection for each of the states. Alabama Statutes of Limitations Contracts under seal: 10 years, (A.C. 6-2-33) Contracts not under seal; actions on account stated and for detention of personal property or
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11
2014
Identity Theft

Ways to Avoid Identity Theft

Each year, thousands of people around the world fall victim to identity theft… the assumption of their identity by others in an attempt to empty their bank accounts, establish fake lines of credit in their name, or to take advantage of current lines of credit and max out any
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11
2014
Credit History

Credit Repair – Remove Accounts In Dispute

Recent changes in underwriting guidelines with Fannie Mae, Freddie Mac and FHA now prohibit a loan to be closed with accounts labeled “Consumer Disputes This Account”. If you are running into this issue reporting on your credit report it can be very frustrating to
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11
2014
Tax Lien Relief

Relief From Tax Liens

On February 24, 2011, the federal government announced new policies regarding Federal Tax Liens. Some of the highlights of these changes are: No Federal Tax Liens will be placed for amounts under $10,000 No Delinquent balances under $10,000 will be reported with the credit
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2014
history of credit cards

Understanding Credit Cards

Credit cards produce tremendous revenue to credit card companies, banks and retail establishments. They do not however work the way they used to work for the customers that temporarily possess them. Historically they were a means to finance costly items considered necessary, such
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11
2014
Collection Agency Suing?

If You Are Being Sued by a Collection Agency?

What do you do now that a lawsuit has been filed against you by a collection agency. The obvious correct choice is contacting an attorney right away. This is an important aspect when a collection agency is involved because a collection agency lawsuit is a different type of
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2014
BBB

Issues with the Better Business Bureau Grading System

Better Business Bureau: Pay for Play? The Better Business Bureau, one of the country’s best known consumer watchdog groups, is being accused by business owners of running a “pay for play” scheme in which A plus ratings are awarded to those who pay membership
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11
2014
Credit Success

5 Steps to Credit Success

5 Steps to Credit Success Step 1 for Credit Success. Evaluate: From your credit report, review your balances and credit limits, to determine if new credit needs to be established, identify accounts that are inaccurate, and determine the best way to pay off any negative debt. Step
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