Alternative Financial Services

Phone  (509) 443-4442

(509) 599-2010 Mobile
Specializing in Hard to Place Loans

Apply For Funding Now

Tag

// Loans
AUG
28
2014
Investing In Hard Money Loans

Reasons To Consider Investing In Hard Money Loans

Finding a great place to invest your money is a difficult task it can be hard to realize decent returns on your capital while keeping your risks at a minimum. With interest rates at a historic low for a number of years, keeping your money in savings or in a CD with the bank will
AUG
28
2014
Deed of Trust vs Mortgage

Differences Between a Deed of Trust and a Mortgage

One of the alternative ways to obtain real estate financing is the Deed of Trust. This type of financing is particularly useful in cases where the banks have tightened up the lending rules as has happened in recent years.  Other cases include borrowers not wishing to submit to
AUG
11
2014
Credit History

Credit Repair – Remove Accounts In Dispute

Recent changes in underwriting guidelines with Fannie Mae, Freddie Mac and FHA now prohibit a loan to be closed with accounts labeled “Consumer Disputes This Account”. If you are running into this issue reporting on your credit report it can be very frustrating to
AUG
11
2014
Credit Success

5 Steps to Credit Success

5 Steps to Credit Success Step 1 for Credit Success. Evaluate: From your credit report, review your balances and credit limits, to determine if new credit needs to be established, identify accounts that are inaccurate, and determine the best way to pay off any negative debt. Step
AUG
11
2014
Establish New Credit

Do I Need to Establish New Credit?

How Important is it to Have New Credit? Take a look at what is required for positive credit to affect your FICO score. The ratio for your credit scores consist of the 5 factors that are: 35%: Credit History 30%: Balances (or Debt Ratio) 15%: Length of Credit 10%: New Credit 10%:
AUG
11
2014
Paying Off Collections

Pitfalls With Paying Off Collections

Sometimes doing the right thing, is not doing the right thing. This is a very important issue to pay attention to when paying off collections. Each creditors information or trade line reports to the credit report with a current manner of payment rating, with a 1 rating being
AUG
11
2014

Credit Myths

A Few Credit Myths Credit Myth #1: Your salary makes a difference in your credit score. Credit Myth #2: Always pay your credit card balance in full and that will give you the best credit. Credit Myth #3: Your credit score only counts when you’re looking to borrow money.