Private Loans Portfolio 

SFR

Desirable Neighborhood  

Owned Free & Clear  

Experienced Rehabber purchased to rehab & flip 

Type: Refinance (for Rehab), NOO  

1 st Loan, Amount: $25,000.00; LTV: 22%  

Terms: 6 months, funded.

No Prepayment penalty  

PAID OUT IN 7 MONTHS 

1st Trust Deed (Fractionalized)  

Three Different Investor participants  

Projected/Actual ROI: 13% 

SFR (2 Bdrm, 1 Bath, ~960 sq ft.)  

Desirable Neighborhood for Rental  

Borrower purchased to rehab and refinance  

Conventional Refinance Pre-approval in place at the time [due to strong credit score] 

Type: Loan For Purchase  

1 st Loan, Amount: $53,300.00; LTV: 55% (Purchase: $51,900.00, ARV: $90,000)  

Terms: 3 months, funded.  

Borrower’s Own Rehab Fund: $15,000.00 (from LOC)  

No Prepayment penalty  

PAID OUT AS EXPECTED 

1st Trust Deed (Fractionalized)  

Three Different Investor participants  

Projected/Actual ROI: 20% 

SFR (5 Bdrm, 2 Bath, ~945 sq ft.)  

Desirable Neighborhood  

Major remodel (adding two new bedrooms in basement)  

Experienced Rehabber purchased to fix and flip 

Type: Rehab Loan  

2nd Loan, Amount: $82,000; CLTV: 67% (Purchase: $170,000, ARV: $375,000)  

Terms: 6 months, funded.  

No Prepayment penalty  

Remodel finished in 4 months and sold

2nd Trust Deed (Fractionalized)  

Two Investor Participants  

Projected/Actual ROI: 28% 

SFR (5 Bdrm, 2 Bath, ~960 sq ft.)  

Desirable Neighborhood  

Major remodel (adding two new bedrooms in basement)   

Experienced Rehabber purchased to fix and flip 

Type: Rehab Loan  

2nd Loan, Amount: $90,000; CLTV: 67% (Purchase: $170,000, ARV: $370,000)  

Terms: 6 months, funded.

No Prepayment penalty  

Remodel completed in 6 months and sold

2nd Trust Deed (Fractionalized)  

Two Investor Participants  

Projected/Actual ROI: 28% 

SFR (6 Bdrm, 3 Bath, ~1,320 sq ft.)  

Desirable Neighborhood (Waterfront)  

Major remodel (added extra bath)  

Experienced Rehabber purchased to fix and flip 

Type: Rehab Loan  

2nd Loan, Amount: $147,000; CLTV: 73% (Purchase: $295,000, ARV: $605,000)   

Terms: 6 months, funded.

No Prepayment penalty  

Remodel completed and sold

2nd Trust Deed (Fractionalized)  

Four Investor Participants  

Projected/Actual ROI: 27%